Prohibited Merchant Classifications

Aggregators
Airlines
BRAM/Card Brand Issues
Business Investment Opportunities/Get Rich Quick

**Merchants Requiring Registration:

• Direct Marketing-Travel (MCC 5962)
• Outbound Telemarketing (MCC 5966)
• Inbound Telemarketing (MCC 5967)
• Online Pharmacies (MCC 5912/5122)
• Online Tobacco/Tobacco Products (MCC 5993)
• Online Dating (MCC 7273)
• Lottery (MCC 7800)
• Gambling (MCC 7801/7802)
• Adult Content (MCC 7841)
• Games of Skill (MCC 7994)
• Online Gambling (7995)

Money Service Businesses
Mortgage Loan Modification
Online Dating
Payday Lenders / Title Loans

Credit Restoration
Crowdfunding
Cyber Lockers

Prepaid/Stored Value Cards
Prohibited Deceptive Marketing Practices:

• Forwarding of credit card numbers to 3rd party
• Negative Response Model
• Negative Renewal Option
• Upselling for recurring memberships
• Free/Discounted-Trial/Pay for Shipping Only
• Unclear Terms and Conditions
• Pre-Checked Boxes
• Poor Refund Policy
• Brand Damaging Issues
• False Sense of Urgency to Purchase
• Bogus/Unrealistic Claims

Psychics
Tax Relief
Timeshares
Telemedicine/TeleDoc
Virtual/Digital Currency/BitCoin

Discount Buying Clubs (including membership for discounted travel)
Drug Paraphernalia
E-Cigarettes
Embassies/Consulates/Foreign Government
Extended Warranty Programs
File Sharing/Cyberlockers
Financial Consultants (including Stock Trading Advice/Education)
Foreclosure Protection
Fortune Tellers
Gambling/Lotteries
Government Grants
Herbal Smoking Blends
Illicit Drugs/Tools
IT Services Help Desks
Jamming Devices (Cell Phone Services)
Lead Generation Services (including selling Likes & Followers on Social Media platforms)
Lifetime Subscriptions/Finance companies
Loans/Loan Renegotiations
Marijuana/Marijuana Dispensaries/Products
Medical Discount Packages
Merchants located outside the U.S.
Merchants on MATCH